nigerian enhanced identity card with payment features

Nigeria to Introduce Enhanced National Identity Card with Payment and Social Service Features

by Chidera Perpetual

In an ambitious move towards enhancing national identification and facilitating financial inclusion, the Federal Government of Nigeria is set to unveil a groundbreaking national identity card. This innovative project, a collaboration between the Federal Government, the Central Bank of Nigeria (CBN), and the Nigeria Inter-Bank Settlement System (NIBSS), aims to revolutionize how citizens interact with essential services.

According to Dr. Kayode Adegoke, the Head of Corporate Communications at the National Identity Management Commission (NIMC), the forthcoming national ID card is not just a mere identification document but a comprehensive solution embedded with payment functionalities tailored to cater to diverse social and financial needs.

Dr. Adegoke emphasized that the new national ID card project is in alignment with the NIMC Act No. 23 of 2007, mandating the commission to issue a General Multipurpose Card (GMPC) to both Nigerians and legal residents. This multifaceted card, fortified with verifiable national identity features, is poised to address the pressing demand for physical identification, thereby granting cardholders access to government and private social services.

Furthermore, the card is poised to bridge the financial exclusion gap among disenfranchised Nigerians by facilitating financial inclusion. Dr. Adegoke highlighted the potential of the card to empower citizens and stimulate their active participation in nation-building endeavors.

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The issuance of the national ID card will be exclusively available to registered citizens and legal residents possessing the National Identification Number (NIN). Adhering to International Civil Aviation Organization (ICAO) standards, the card is set to become the nation’s default identity card, ensuring uniformity and reliability across various platforms.

In addition to its primary identification functions, the card offers versatility by serving as a debit or prepaid card, enabling cardholders to link it to their preferred bank accounts seamlessly. This integration of financial services aims to streamline transactions and enhance convenience for users.

The introduction of this enhanced national identity card heralds a significant leap forward in Nigeria’s quest for robust identification systems and inclusive financial services. With its amalgamation of identification and payment functionalities, the card symbolizes a pivotal step towards a more digitally empowered and inclusive society. As Nigeria strides towards a future marked by technological advancement and social progress, initiatives such as these underscore the government’s commitment to fostering innovation and enhancing the well-being of its citizens.

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